PM Jan Dhan Yojana (PMJDY) for Farmers
Zero-balance universal banking accounts for farm households featuring a RuPay Kisan debit card, ₹2 Lakh free accidental insurance cover, and ₹10,000 overdraft facility.
PM Jan Dhan Yojana: Direct Banking Gateway for Rural Families
PMJDY forms the financial backbone of all farmer Direct Benefit Transfers (DBT) including PM-KISAN, crop insurance claims (PMFBY), and fertilizer subsidies.