Securing Your Livestock Asset

The Livestock Insurance Scheme is a centrally sponsored program aimed at providing a protection mechanism to farmers and cattle rearers against eventual loss of their animals due to death. This scheme is crucial for rural communities where livestock is often a primary or secondary source of income.

Scope of the Scheme: - Eligible Animals: Milch animals (Cows & Buffaloes) and Other livestock (Sheep, Goat, Pig, Camel, etc.). - Risks Covered: Death of the animal due to natural accidents, lightning, drought, flood, disease, or surgical operations. - Premium Subsidy: The government provides up to 50% premium subsidy (more for BPL/SC/ST categories in certain states).

Why You Need This: 1. Financial Stability: Avoid sudden financial ruin due to the loss of expensive cattle. 2. Affordability: High coverage at very low effective premium rates. 3. Bank Security: Often mandatory and helpful for getting livestock loans from banks.

How to Apply: - Visit the nearest Government Veterinary Center or contact the Animal Husbandry Department. - Animals need to be identified by Ear-Tagging before insurance. - Premium payment is usually done through authorized insurance companies or common service centers.